The Irish Mitsubishi FTO Owners Club

A little bird tells me you aren't covered by insurance if you travel in a convoy. Now I never knew this, kinda scary...

Octane have banned non static meets due to a previous incident.

What are insurance companies assumptions on this, do they assume there will be too much faffing about?

What constitutes a convoy though. Any line of cars, no matter what make, could be considered a convoy. Surely someone from the insurance company would have to witness the accident, before they could prove you were in a convoy?

maybe this is why hearses drive so slowly

optical illusion wrote:A little bird tells me you aren't covered by insurance if you travel in a convoy. Now I never knew this, kinda scary...

Octane have banned non static meets due to a previous incident.

What are insurance companies assumptions on this, do they assume there will be too much faffing about?

This sounds like a classic piece of urban legend. There must be more to this story let me guess did someone happen to wake up in a bath full of ice only to find that one of their kidneys had been harvested?

From Wikipedia "A convoy is a group of vehicles (of any type, but usually motor vehicles or ships) traveling together for mutual support. Often, a convoy is organized with armed defensive support, though it may also be used in a non-military sense, for example when driving through remote areas. If one vehicle breaks down or gets stuck, the other vehicles can assist with repairs or attempt to free the bogged-down vehicle. If repairs are not possible, the people and/or cargo from the broken-down vehicle can transfer to others.
"

Mustang wrote:Often, a convoy is organized with armed defensive support

Just because a few of us are going from Limerick

Bernard wrote:

Mustang wrote:Often, a convoy is organized with armed defensive support

Just because a few of us are going from Limerick

Very good!

Not so peeps. According to the octane lads who tried to get cover on this, they were either refused or laughed at and quoted a billion euros.

Hence why they don't have those sort of meets anymore.

Do you really think, that the likes of QD would entertain such a claim if something were to happen and there were witnesses?

optical illusion wrote:Not so peeps. According to the octane lads who tried to get cover on this, they were either refused or laughed at and quoted a billion euros.

Hence why they don't have those sort of meets anymore.

Do you really think, that the likes of QD would entertain such a claim if something were to happen and there were witnesses?

#

So let me get this, the Octane guys were looking to get some sort of insurance to drive somewhere - together ? Were they looking for the road to be cleared of all other road users or something ?

Otherwise, isn't that what each of us do every day - we drive in a line, together, to get somewhere, or to lots of places actually.

This makes no sense to me at all. Each of us is insured separately, I don't need any different insurance to drive along with 50 or 500 other cars, irrespective of whether they are FTOs or Veyrons.

Am I missing something here ?

Kace wrote:

optical illusion wrote:Not so peeps. According to the octane lads who tried to get cover on this, they were either refused or laughed at and quoted a billion euros.

Hence why they don't have those sort of meets anymore.

Do you really think, that the likes of QD would entertain such a claim if something were to happen and there were witnesses?

#

So let me get this, the Octane guys were looking to get some sort of insurance to drive somewhere - together ? Were they looking for the road to be cleared of all other road users or something ?

Otherwise, isn't that what each of us do every day - we drive in a line, together, to get somewhere, or to lots of places actually.

This makes no sense to me at all. Each of us is insured separately, I don't need any different insurance to drive along with 50 or 500 other cars, irrespective of whether they are FTOs or Veyrons.

Am I missing something here ?

I agree with Kace completely.
The OP implies that a bunch of lads were driving in convoy, had an accident. Went to their insurance company and said "Eh I was drivin' in a convoy with the lads from octane one of them braked and I drove into the back of him, we weren't messin' or nothin I swear. Can I have my cheque please?"

The follow up post implies that someone went to their insurance company and said "Me and my mates from octane want to travel in convoy, how much will that cost to insure?"

Most normal insurance companies, would not have a notion what is being asked for, could not offer cover and would politely decline.

Those that would offer cover would probably be treating it as an event -think St Patricks day parade. Which I'm sure would have a fairly hefty (public liability) insurance bill.

NOI, OI but if you have something particular to say why don't you come out and say it, so far this looks like nonsense.

Kace wrote:Am I missing something here ?

Beats me kace, I'm just as confused...

Christ, I just asked a question. I can't see the sense in it either, 50 different cars in a row in a line of traffic to me, doesn't constitute a convoy, but it must mean something to insurers. I'm guessing the event notion.

And Mustang, I do take offence, because I have nothing to say, and don't know what you're poking at exactly? Like I said, I just raised a topic and asked a question as I'm baffled.

Stupider topics have been raised on this forum, kindly don't have a go at me thanks.

OK then - let's put it down to someone on Octane asking a foolish question to an insurer.

We can just continue on with our 'static' and 'non-static' meets.

optical illusion wrote:

Kace wrote:Am I missing something here ?

And Mustang, I do take offence, because I have nothing to say, and don't know what you're poking at exactly? Like I said, I just raised a topic and asked a question as I'm baffled.

You'd have to be fairly easy offended IMO, each to their own..... I am just saying that if you would care to share the actual details of the 'incident' then maybe we could try and make some sense of it that is all.