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Passed my test Whoo!
Posted:
Wed Jun 11, 2008 5:11 pmby sinlessgunner
Passed my test first time yesterday. Totally chuffed! Also my insurance renewal has come down from E3030 to E2190 with Quinn Direct. Anyone know any insurers that might take me on a cheaper quote?
Posted:
Wed Jun 11, 2008 6:56 pmby Dragonheart
Well done. Nice to have it out of the way.
Posted:
Wed Jun 11, 2008 7:12 pmby Wildhound
Nice job, congrats!
Posted:
Wed Jun 11, 2008 7:57 pmby optical illusion
Woohoo!
Posted:
Wed Jun 11, 2008 10:30 pmby Muad_dib77
Congrats
well done!
Posted:
Wed Jun 11, 2008 10:41 pmby Uncle B
Woah thats expensive! Hmm sorry to say but Quinn are probably the cheapest I'm afraid.
Can I be bold and ask what age/s3x, NCD/Driving experience you have? If you're young like I think you are you might be limited to Quinn or Britton Insurance (
http://www.brittoninsurance.com/).
Hibernian may take you on if you sit and pass the Ignition test, but they will probably consider your car a "performance" vehicle and not quote you at all if you have MIVEC. I know from experience a MK1 MR2 (1.6) is considered a performance vehicle.
Well done though! Thats a huge lowering of your premium! More money for mods
EDIT: Ha why does s.e.x. need to be censored!?
EDIT 2: Is there any chance you can put an experienced parent as the main driver and you as a named? Should save a bundle if possible.
Posted:
Thu Jun 12, 2008 12:29 amby gt94
well done
Posted:
Thu Jun 12, 2008 11:20 amby sinlessgunner
Im 21/m 1 year driving on a provisional no other experience. Also have no no claims bonus because I had a slight tip last summer (hit a parked car E600 damage) so the chances of a better quote are probably slim. Just wondering if there were some little known insurers that I could try!
Posted:
Thu Jun 12, 2008 11:51 amby mcgon1979
price sounds about right for 21 year old male with a claim last year. unfortunately.
Posted:
Thu Jun 12, 2008 10:52 pmby Uncle B
Give Brittona a go and see, hmm probably a bad idea claiming for €600...
Posted:
Fri Jun 13, 2008 6:15 amby Mickthepieman
Well done with the NCT
Posted:
Sat Jun 14, 2008 12:09 amby sinlessgunner
NCT.....?
I had to claim off the insurance unfortunately, the car I tipped was a rental car and they insisted that I pay through my insurance so...
well if it's the best quote I can get then fair enough. What's this about a named driver being cheaper....
Posted:
Sat Jun 14, 2008 10:38 amby Uncle B
Thats always the way it's worked, If you go as a named driver on a parents policy you should save at least €400 i'd say.
Posted:
Sat Jun 14, 2008 11:27 amby sinlessgunner
Just checked this out with Quinn and it went down to E1,299 TPFT or E1401 fully comp if I get my Dad to be the main driver! What are the implications of this though? Surely theres a catch of some sort...
Posted:
Sat Jun 14, 2008 3:26 pmby Uncle B
You don't get a "real" NCD. If you mess up big time you screw your Dad's NCD. That's all!
Posted:
Sat Jun 14, 2008 6:02 pmby sinlessgunner
That's all eh...
Well I'll be looking into it in more detail so thanks for the heads up on that could save myself a small fortune!!
Posted:
Sat Jun 14, 2008 6:12 pmby colm_mcm
there is the small matter of you owning the car and falsely claiming that your parent is the main driver and you're only a named driver.
Posted:
Sat Jun 14, 2008 7:13 pmby sinlessgunner
Well I only drive the car at the weekends so that should be OK. As for me owning the car, well my Dad is the registered owner of my mums car but she's the main driver so that shouldn't matter...
I know this is bending the rules a little but when it's a difference of E1000 I'm willing to take the risk!!
Posted:
Sat Jun 14, 2008 7:34 pmby Uncle B
Indeed, my Dads the owner of a car, my mothers the main driver and I'm named on it!
Remember if you feck up its their (usually long standing) NCB thats goes down the drain, thats why the insurance is cheaper.