The Irish Mitsubishi FTO Owners Club

Got my renewal from Quinn today...... €1950

22/male/living in Dublin driving GPX

full licence for 1 year/NCB 1 year/1 small tip in 2007 €650 damage

Madness I tell you

Eek!

maybe you should've paid the €650 damage out of your own pocket.

SG, everything is against you it would seem i.e. age, s3x, a claim, low NCB and minimum full licence term. On balance, I don't think the quote is over the top considering your credentials and the fact that premiums are on the up.

CJ

Ask them how much it would cost if you repaid the claim, this would reinstate your bonus in full.... Might work out cheaper in the long run....

Count yourself lucky. When I was 22(27 now) I paid €1800 on a 1.2 punto full licence 1 year, 2year NCB, and the ignition course with hibernian. And at 24, 4 years NCB, full licence 3 years I was paying €1800 on a 1.8 gs FTO in my mams name,it would have been 3-4k in my own name.
Here's what I paid since I started driving:

Age: Car: Engine: NCB: Licence: Premium: Cover:
20 Punto 1.2 0 P £3772 F/C}thats £'s almost €5000
21 Punto 1.2 1 F €3200 F/C }with gnition course
22 Punto 1.2 2 F €1800+ F/C }with ignition course
23 FTO 1.8 3 F €1800+ TPFT (in my mams name, 1200 on a focus 1.4
and €600 on my mam to be insured
on the FTO)
24 FTO 1.8 4 F €1200 TPFT
25 FTO 1.8 5 F €586 TPFT
26 FTO 1.8 6 F €546 TPFT
27 FTO(gpx) 2.0 7 F €650ish TPFT (it will be about €650 for the year
had 3 months cover on the gs at the
start of the year)

Well that ****s me right off.

22/M/Galway/GPX
Full license 2 years/3 Years Named NCD/1 Year Main driver NCD/0 claims. €1899. (Was €1950 but I reduced value from €4.2k to €3k)

The fact that I don't have a claim, yet we're paying the same amount (roughly) is quite annoying... Im assuming you have mods declared/FC cover?

that's sky high SG . I payed at 25 , 3 k on a 1.6 golf

Couldn't pay the damage myself, it was a rental car I hit and they would only deal with my insurance co. And that quote is TPFT no mods declared because I have none, well none worth mentioning! I have tried every other place and nobody else will even quote me! Another year with Quinn me thinks

Aye, no one else will even listen after you say 2L Mivec. Sick as a parrot paying nearly €2k tbh

Serriously lads count yourselves lucky, I couldn't get quoted on a 1.8 gs at your age, I'd to get my mam insured on it. What pissed me off was before I bought the gs I was looking at a 2ltr twin cam MR2 and I got quoted €1800. So I assumed it would be cheaper on a 1.8 gs so bought it without getting a quote, Big Mistake. I could only get quoted off Hiberian as I was already with them and they wanted €7000, so imagine what a mivec would have been.
Sinless:
If you are insuring your car based on an address in Dubln, it might be cheaper to use an address in Longford if you have a house there. It would depend on how often you stay in longford as you need to keep the car at the address stated on your policy a couple of nights a week (think its 3 or 4, but depends on ins company). Worth checking out anyway, you might save a few quid.

Was looking into that Karl but unfortunatley Longford is one of the most expensive counties to be insured in apparently. There's a very high rate of claims there for some reason. Went for Quinn not much choice. Should probably sell the car but just can't seem to do it

Given your credentials ,€1950 sounds like a reasonable quote. To be honest, I thought that you would be paying closer to €3000.

Unfortunately such is life for young males with FTO tendencies