How much do you pay for car insurance?

[CJ]

Right, folks, lets get an idea of what sort of insurance money we're all parting with. Add you details to this post:

Model\Year: 94 GPX Tip
Age: 28
License Type: Full 2yrs
Cover Type: TPF&T
NCB: 0yrs
Named driver experience: 5yrs
Insurer: Quinn Direct
Policy amount: €1860

(Note: I was paying the same on a GS previously)

[Dave]

Model\Year: 95 GS Manual
Age: 23
Licence: provisional
Cover Type: Comp
NCB: 0yrs
Named driver experience: 6yrs
Insurer: AXA
Policy amount: €2852



big favours for this......

[gav022]

1.4 206 (not my policy)


Name Driver: 3 years
License: P
Quote: 3,200 down da drain

Well not if i was in an FTO

[Ivan E]

I have just got mine in the last few weeks but I actually have it in my fiance's name and she has insured it. But I did look around for quotes just in case I have to insure it in my name. Best I came about with is this.

Model\Year: 95 GR Manual
Age: 27
License Type: Full 10yrs
Cover Type: TPF&T
NCB: 2yrs
Named driver experience: (don't think this counts)7yrs
Insurer: Quinn Direct
Policy amount: €1600

Or there or there abouts. It was €2,200 for comp. Now that was off the website so might get better by dealing with them direct.

I am with Axa at the moment but I didn't try them for a quote. Tried 123.ie and it was giving me prices of €3k for TPF&T or €3,500 for comp.

I know someone else with a GS maual and he got a good quote from Quinn Direct as well so for blokes anyway, seems to be prob. the best.

[steelroe]

Model\Year: 95 GPX Manual
Age: 29
License Type: Full 5years
Cover Type: Fully Comp
NCB: 6yrs
Named driver experience: None
Insurer: Allianz
Policy amount: €1308

[Bullitt]

Model\Year: 95 GR Tip (a couple of others(not FTO's) )
Age: 29
License Type: Full 12years
Cover Type: Fully Comp +protected NCB + DOC
NCB: 12years
Named driver experience: None
Insurer: ??
Policy amount: €458

[soc]

looks like i get to be the one who is screwed!!

Car: FTO GS
Age: 29
Licence: Full 6 yrs
NCB: 3 yrs
Cover: TPF&T
Cost: 3100 yoyos!!
Insurers: Quinn Direct

Had an accident 4 yrs ago which resulted in a 30K pay out to some w**ker pissed as a fart pedestrian who ran out in front of me from behind a parked car - he got the money even though the garda charged him (although they couldn't make it stick).

[Daz]

Model\Year: 95 GPX Tip
Age: 29
License Type: Full 3yrs
Cover Type: TPF&T
NCB: 4yrs
Named driver experience: 0yrs
Insurer: Quinn Direct
Policy amount: €1426

Oh and i only started driving about 4.5 years ago

[Speedyboy]

Mine is insured in my girlfriends name at the moment

95 Gr
Age 22
Full License for 4 years
3 Years No claims
Insured with quinn direct for €1600,
The car is insured in mayo which seems to be a lot cheaper than any of the big cities

Unfortunately i have to insure her 1.5 dual carb civic which costs me €2900

[Viper]

96 Gr (owned for three weeks)
Age 26
Full License for nearly one year
2 Years No claims
Insured with quinn direct for €1700

[Dean]

94 GS Tip
Age:24
NCB: Full 7 years
Price : €3425
Axa Broker

[soc]

I am no longer getting roaylly screwed (just mildly ripped off:))


95 GR, Tip
Age: 29
NCD: 4 yrs

TPF&T 1700 with quinn direct (and worth every penny!)

[Kace]

95 GPX
NCB : 8 years
Age : 32
Insurer : Coyle Hamilton Broker (think it's Allianz insurer)
Price : 1450EUR (Gone up 25% and 30% in last 2 years)
Excess : Full excess of 350EUR (better in my pocket than theirs)

Sounds like Quinn Direct is the place to go !!
Anyone got a quote from them recently ???
K

[JD]

95 GR

NCB: 5yrs

Age: 42
Location: Meath
Insurer: Firct Call Direct (Church& General)
Insurance: Fully Comp and all the trimmings and wife on the policy
Price: 1500

Got a quote on the net recently for 1100 fully comp - can't remember by who - will find out and come back.

Daev (JD)

[Dave]

this is only a suggestion for comparison purposes, if any of ye want to send me on your details and i can get a few quotes done up with StPaul top motor policy,might be cheaper for some of ye (especially the older ones ?

[CJ]

this is only a suggestion for comparison purposes, if any of ye want to send me on your details and i can get a few quotes done up with StPaul top motor policy,might be cheaper for some of ye (especially the older ones ?

Dave, whats your definition of 'old' and are there any other stipulations that are required ie. minimum NCB etc?

Ciaran

[Dave]

not fully sure to be honest ciaran and old i reckon 25+ and that's about it, the main thing with StPaul is that they take more performance motors and split the risk that way, i don't deal with the insurance side of stuff more numbers side but if i can get a few details maybe we could get a club discount or something. just an idea that's all and considering that there's more and more people coming onto the site if i could give them all to some one in our office to approach StPaul they may want to take a look at it, we do a lot of motor trade with them so they might do a favour.

[CJ]

Good idea Dave, it would be great if we could organise some sort of 'club' based discount rate, obviously the more people that are involved, the better. Can everyone send on their details to Dave so as he can take a look at the option? I assume you'll need the following details:

Car - Year, model, alarm, immob, value, parking (?)
Age
NCB details
License details
Area resident in

Ciaran

[Dave]

Basically yeah, all the usual stuff for quotes and any accidents and stuff like that, i've mentioned it to one of the directors in here and even if i can get a number of people interested (well i suppose everyone would be in cheaper insurance) so lets say how many active members we have on here?? and some details of a few of ye for comparison purposes?

[Dave]

Okay folks, this is the latest, what i will need before i can approach any insurance company will be around twenty names, but if i can fill the following template out for any one who's interested we could go from there.

Current Insurer
Renewal Date
Age
Region
Licence
Model
Cover
NCB
Claims
Current Premium

i've already got a couple but i'll need a good few more before they would contemplate any discount. so if ye want to persue this, email me on dave@oreillycullen.com and i'll keep ye posted.

[soc]

95 GPX
NCB : 8 years
Age : 32
Insurer : Coyle Hamilton Broker (think it's Allianz insurer)
Price : 1450EUR (Gone up 25% and 30% in last 2 years)
Excess : Full excess of 350EUR (better in my pocket than theirs)

Sounds like Quinn Direct is the place to go !!
Anyone got a quote from them recently ???
K

Apparently they won't quote for an FTO unless you already have an existing policy on anFTO... I was told they would only quote me because I was already insured on an FTO (GS) and was moving to another FTO (GR). They then told me that if I had been moving from another car they wouldn't have quoted me.

[pergau]

Here's my details Dave, I have mailed them to you too.

Current Insurer First Call Direct (Allianz)
Renewal Date 8-11-03
Age 38 (I got it wrong first time)
Region Lucan
Licence Full
Model GPX MIVEC (alarm +Immob, parked in drive with a steel pole barrier coming soon)
Cover Full comp + Wife (Full Licence)
NCB 6 years
Claims None
Current Premium €1,242.65

[Dave]

Cheers, i'll add it to the lists but to be honest about it, we'd need at least twenty names before i could approach them. We've got four.... but hopefully it'll pick up.

[Dave]

Alright folks, just got a few quotes back and they are only slightly more expensive, so if we can get a few more names to add to the list then maybe we could get even a 5% discount, which would easily match and more than likely beat the majority of quotes out there!!!

[JD]

Hi Dave, Here are my details
Cheers
JD


95 GR

NCB: 5yrs

Age: 42
Location: Meath -
Licence: Full Licence & wife has Full licence, full NCB and her own car.
NCB: 5years
Security: Alarm, Immobiliser and parked in Drive
Insurer: Firct Call Direct (Church& General)
Insurance: Fully Comp and all the trimmings and wife on the policy
Renewal: April 04
Price: 1500

Got a quote on the net recently for 1100 fully comp - can't remember by who - will find out.