Incident

[Dean]

I am a little in shock, still not entirely sure this actually happened.
2pm today, an uninsured kid in a fiesta tried to do a u-turn across 2 lanes of traffic.
Thud.
Main Dealer quote for repair of my FTO - €7780- The kids car was worth a single one of my headlights.
How the hell are they gonna pay for this? THe kid is a decent enough fellow, but he is so damn stupid driving without insurance. Where am I gonna get another GS, especially with all the effort Shane put into it. Gah!
Sorry Shane



I am going to sit in the corner and cry now.

[CJ]

Christ, sorry to hear that Dean If its any concelation, at least you wern't injured, cars can be replaced, people can't.

I don't know too much about this but theres a board set up to pay out claims in the event you're invloved in an accident with an uninsured driver, your insurance company should be able to point you in the right direction. The problem here is that it may take a while to get sorted out.

What was the level of damage to the car by the way? Rory might be able to help you out with parts etc. I wouldn't take the dealer quote too seriously, you'd be better off trying to source parts yourself (if thats possible under insurance terms) than paying a stupid amount of money to a dealer.

Ciaran

[JD]

Jeez Dean, I am really sorry to hear about that .

Whatever else, if you haven't already done so, just make sure that the police have a record of the accident and all the details. Regardless of how nice the kid is he made the decision to drive without insurance and he'll have to deal with whatever comes out of this. And he's put you up sh*t creek. (This will be critical for ANY claim that you make).

I understand that there is a compensation fund that all the insurances companies have, to cover accidents where one party isn't insured. I have no idea how it works and it may take a long time but it might be worth your while talking to your own insurance company about it.

The best of luck.

JD

[JD]

...sorry for crossover with Ciaran on the last post - we must have been writing them at the same time.

JD

[Dean]

Damage;

Front bumper - Like crsuhed tinfoil (no chance of salvage)
Bonnet - Bent into a v-shape.
Headlights - Fine but broken out of their mounts.
Radiator and Air-con rad - Buckled.

No other noticable damage.
The bonnet and the bumper are crushed, but the number plate ended up 10 metres up the road - Unscratched. Weird. It should have been in mini plastic shards.

It still drives fine. The pull to the left is even gone.
Its just considered a write off.
P.S - €600 per headlight, my god.

[adrian]

Dean mate, so so so sorry to hear this pal. Not good, but as CJ says, cars can be replaced, people can't. I could tell you a few sad stories recently from around home where life the consequence. You're lucky mate, even if it doesn't feel like it.

You have alot of kit on Shanes old GS alright but I think alot of it can be stripped out if the car is going for dismantling and you can throw it into another FTO....mine is for sale at the minute...PLEASE don't think I'm using your misfortune to sell my car, I am not .....just letting you know as am in no rush, but just letting you know it's there.

Keep us posted anyway my friend.

Adrian

[Dean]

Dean mate, so so so sorry to hear this pal. Not good, but as CJ says, cars can be replaced, people can't. I could tell you a few sad stories recently from around home where life the consequence. You're lucky mate, even if it doesn't feel like it.

You have alot of kit on Shanes old GS alright but I think alot of it can be stripped out if the car is going for dismantling and you can throw it into another FTO....mine is for sale at the minute...PLEASE don't think I'm using your misfortune to sell my car, I am not .....just letting you know as am in no rush, but just letting you know it's there.

Keep us posted anyway my friend.

Adrian

Is it a GS?

I cant get insurance on anything else.

[adrian]

It is, my much loved GS 1995. See all specs and pics at:

http://homepage.eircom.net/~adriangraham/fto

Be happy to talk, but take your time to get your head together Dean. ot I've been in a crash before (not the FTO) so now how messed up you can feel.

[Speedyboy]

Sorry about your bad luck mate

A precentage of everyones premium goes into a national insurance fund which covers accidents that involve uninsured drivers, I reckon you can claim from that. It takes a long time but should work out ok for you.

Hopefully i can get you trade prices on the rad and the a/c condenser i work in the industry.

Cheers

[CJ]

Hopefully i can get you trade prices on the rad and the a/c condenser i work in the industry.

Without trying to hijack this post, what is the extent of the parts you have access to Speedyboy?

Ciaran

[pergau]

Sorry to hear that Dean.

[Dave]

Sorry to hear about that.....
the people you may want to be talking to is the MIBI, Motor Insurer's Bureau of Ireland, every company and broker in the country contribute to these guys for this reason, the number is 01-676994, hope this is of some help.

[Dean]

Sorry to hear about that.....
the people you may want to be talking to is the MIBI, Motor Insurer's Bureau of Ireland, every company and broker in the country contribute to these guys for this reason, the number is 01-676994, hope this is of some help.

Dave.... you are a f*cking legend! . You know what I am talking about
P.S. - The girl that rang me sounds cute.
Now.... who wants to sell me a GPX. Preferably manual.

[Dave]

ah, i do my best, i only got your email this morning and i knew you'd rang last week, i thought linda had rang you back already, so there you go, we beat AXA aswell.... happy days....

[Dean]

ah, i do my best, i only got your email this morning and i knew you'd rang last week, i thought linda had rang you back already, so there you go, we beat AXA aswell.... happy days....

You beat AXA by a good deal.
Now as long as this lad pays up, I might go have a look at Erics GPX if it is still there when I get the money.
I would much rather a manual though, can everyone keep their eyes peeled
Man.. I am fianlly in a good mood since this crash.
Thank ye Dave.

[adrian]

So thats my GS sale gone??!

I'll be in the GPX club soon enough I hope.

A

[Dave]

ah well only condition is i get a go in the v6, that's it!

[Dean]

ah well only condition is i get a go in the v6, that's it!

Deal!

I gotta find a cheap gpx tho. It will cost a lot to swap the exhaust, springs, shocks. etc. from the old one.

[Dave]

looks like i'll be the only GS owner left in the club, might have to bring the idea of dropping an evo engine into it forward a bit, just to keep on top of the game, that and having a 2litre turbo in the front!!!

[Dean]

looks like i'll be the only GS owner left in the club, might have to bring the idea of dropping an evo engine into it forward a bit, just to keep on top of the game, that and having a 2litre turbo in the front!!!

Maybe not. My insurance company has put a "Possible Claim Pending" on my ncb cert. It is so not my fault, I have 6 witnesses saying so, but its guilty until proven innocent. THey want a letter from the person at fault absolving me of responsibility. Sigh. Why is it always axa that screws me over. This is gonna take another week to sort out now because of their "making a mountain out of a molehill" policy.
Read my lips AXA.."Not my fault!"

[Dean]

got the photos.

Anyone got webspace to put em up?

[CJ]

got the photos.

Anyone got webspace to put em up?

Mail them onto me Dean and I'll stick 'em up
Ciaran

[CJ]

See Deans crashed GS below



I wouldn't consider it written off, in saying that you would have to find someone willing to do the work on it.

Ciaran

[Dave]

looks nasty alright.

[adrian]

You'll be able to get money for the car for parts will you?? I'd imagine there is alot on the car that could be stripped out for sale seperately??