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XS Direct insurance
Posted:
Thu Jun 16, 2005 9:48 am
by Mustang
http://www.xsdirect.ie/
Anyone had any experience with these guys?
Aimed at
'high premium' drivers, they are supposedly offering lower premiums, the snag being that you have to take a large policy excess €4k
Posted:
Thu Jun 16, 2005 9:58 am
by CJ
Saw the spiel in the papers last week, would be interesting to see what quotes they come back with. From what I read, they're trying to draw in owners of expensive cars, the idea being if you can afford a 100 grand car, you're not gonna be too pushed paying a 4 grand excess.
CJ
Posted:
Fri Jun 17, 2005 2:05 pm
by RussMan
Hi,
I tried a quote on this for a 98 Boxster and was quoted 2500K fully comp.. not too bad in my book!
R
Posted:
Sat Jun 18, 2005 10:34 am
by Kace
RussMan wrote:Hi,
I tried a quote on this for a 98 Boxster and was quoted 2500K fully comp.. not too bad in my book!
R
I would have thought that the insurance for a Boxster would be the same if not cheaper than an FTO. 2500 does not sound the May West to me
Posted:
Sat Jun 18, 2005 2:21 pm
by soc
RussMan wrote:Hi,
I tried a quote on this for a 98 Boxster and was quoted 2500K fully comp.. not too bad in my book!
R
mmm, I got quoted 1800 fully comp on a 2002 M3 by axa so that doesn't sound great on a boxster - remember the FTO is close to the highest insurance bracket there is
Posted:
Mon Jun 20, 2005 8:20 am
by RussMan
Thats sweet!!! Now need to find my laser and see if i can pop an M3 on it!!
Are you +24 i.e cheaper insurance anyway... That quote sounds sweet for a 50K motor!!!
Posted:
Mon Jun 20, 2005 8:26 am
by soc
RussMan wrote:Thats sweet!!! Now need to find my laser and see if i can pop an M3 on it!!
Are you +24 i.e cheaper insurance anyway... That quote sounds sweet for a 50K motor!!!
I'm 31 with 5 years NCD. I thought it was pretty reasonable alright - just need to count the pennies to get the 50k+ asking price together...
Posted:
Mon Jun 20, 2005 8:32 am
by RussMan
Well done, would be a lovely car to get. Assume your in the V6 fto if your looking for that much of a power hike?
I'll be waiting a good few years before i can upgrade to something like that, insurance companies do not like people under 25!!! %$£"£
Posted:
Sun Nov 12, 2006 9:47 pm
by colm_mcm
They wanted €3,000 off me for a GPX. with a 4 grand excess! twice what quinn were charging.
Seems they're only worth a look if you have 10 penalty points and a host of previous claims - i.e desperate
Posted:
Mon Nov 13, 2006 9:22 am
by CJ
colm_mcm wrote:They wanted €3,000 off me for a GPX. with a 4 grand excess! twice what quinn were charging.
Seems they're only worth a look if you have 10 penalty points and a host of previous claims - i.e desperate
You must be fairly young to get a quote like that! I know of a 26 y.o. (no NCB) who insures a GPX with XS and pays about 1100 euro. I pay them 850 euro a year to cover trhe RX-7.
CJ
Posted:
Thu Nov 16, 2006 3:50 pm
by soc
RussMan wrote:Hi,
I tried a quote on this for a 98 Boxster and was quoted 2500K fully comp.. not too bad in my book!
R
I just got quoted 1032 for a 98 Boxster fully comp.... tell me you're not looking at this one ->
http://www.carzone.ie/usedcars/index.cf ... rID=538486
DOH!!!!! Just noticed the date on the post...!
Posted:
Thu Nov 16, 2006 3:56 pm
by Muad_dib77
Drooool
Posted:
Thu Nov 16, 2006 6:37 pm
by baldtyres
Jesus, thats a hell of a price for that car with reasonably low milage, thought they'd much more expensive (even for a 2 seater).
Although convert that to dollars and it would buy you a new cayenne in the states, still thats new mid size saloon price in Eire.
It'd go with my mid life crisis juuuuuuust right
Posted:
Thu Nov 16, 2006 7:30 pm
by soc
baldtyres wrote:Jesus, thats a hell of a price for that car with reasonably low milage, thought they'd much more expensive (even for a 2 seater).
Although convert that to dollars and it would buy you a new cayenne in the states, still thats new mid size saloon price in Eire.
It'd go with my mid life crisis juuuuuuust right
Stay away I say, stay away....
I've been reading a bit about them and I wonder if they're just a touch slow to justify the expenditure. Sure you get the badge, prestige and handling but would it be a touch boring only doing a 7 second 0-62 - I'm booked for a test drive on Saturday.
Posted:
Thu Nov 16, 2006 10:27 pm
by baldtyres
soc wrote:Stay away I say, stay away....
I've been reading a bit about them and I wonder if they're just a touch slow to justify the expenditure. Sure you get the badge, prestige and handling but would it be a touch boring only doing a 7 second 0-62- I'm booked for a test drive on Saturday.
soc, nothing you wrote so far would put me off a flashy little porsche
I know this is an insurance topic but I'd love to hear your opinion on the car after the test drive especially compared to the FTO
I personally wouldn't about the speed too much - 7 second 0-62 - is fast enough to make me look good, leaving enough time for the ladyees to see who looks good
Posted:
Fri Nov 17, 2006 8:23 am
by soc
baldtyres wrote:soc wrote:Stay away I say, stay away....
I've been reading a bit about them and I wonder if they're just a touch slow to justify the expenditure. Sure you get the badge, prestige and handling but would it be a touch boring only doing a 7 second 0-62- I'm booked for a test drive on Saturday.
soc, nothing you wrote so far would put me off a flashy little porsche
I know this is an insurance topic but I'd love to hear your opinion on the car after the test drive especially compared to the FTO
I personally wouldn't about the speed too much - 7 second 0-62 - is fast enough to make me look good, leaving enough time for the ladyees to see who looks good
I'm looking forward to it now - should be a laugh -
Posted:
Tue Jan 30, 2007 10:41 am
by Viper
Has anyone given these guys a go yet? Seriously thinking about when I change cars but I'm still a little unsure regarding keeping no-claims bonuses etc...
Posted:
Tue Jan 30, 2007 9:22 pm
by CJ
Viper wrote:Has anyone given these guys a go yet?
Me - I've a second policy on the RX-7 - 850 quid with a 4k excess, not for everyone but I'm happy to take the risk right now.
CJ
Posted:
Wed Jan 31, 2007 12:09 am
by Diddler
Good for those Sunday Drivers, eh CJ?!
Posted:
Wed Jan 31, 2007 9:34 am
by CJ
Diddler wrote:Good for those Sunday Drivers, eh CJ?!
Possibly yeah but I'd rather not have a 4k excess on my head to be honest. I probably drive the car a bit more these days, maybe 70/30 FTO/RX-7 split...
CJ
Posted:
Wed Jan 31, 2007 9:18 pm
by Bernard
gfalls wrote:I got a quote for a Porsche 911, 3000cc, worth €95000, for €1006....just wish I actually owned such a vehicle.
Was that with windscreen cover?
Posted:
Tue Mar 25, 2008 10:46 pm
by dbuckley
got a qoute on a 99 m3 off of xs 1400 fully comp 1090 tpft plus the 3k excess. Hibernian are 1140 tpft and AIB which is with Hibernian is 1038 tpft. Funny how its cheaper with Aib.
Posted:
Tue Apr 01, 2008 8:52 pm
by paul2508
i got a quote off xs, 2097 fully comp on a 94 gr manual. with no ncb license held for two years. not bad considering no ncb. im only 23 too
quoted me
Posted:
Wed Apr 02, 2008 9:52 am
by daithi55
they quoted me 1800 im 23 with a full license they dont take your no claims bonus into consideration my golf is 1.9 and they quoted me the same on that because there nearly the same cc which doesnt make sense because my fto is way faster