im paying 1206 on 3rd party. Happy enough really, 22/m/2 years no claims and full license only a year. But originally I couldnt get quoted online with quinn but i kept trying. After a few days it gave me the quote, much lower than ringing too.
A friend of mine who was driving a 2litre corolla van was in a similar situation. getting quotes of over 1000 etc. He ADDED his girlfriend, (she's 22 also) and it dropped to just under 700! Where's the sense in that? And he was 1st driver. Its a joke of a system...