Haha, i know i have read through most of the posts on here, even some from as far back as 2005 i think

i do my research haha... also i thought that the quote above was quite cheap in comparison to most people getting quotes of €1000-1700 that have been driving way longer than me with full no claims etc... it seems like luck of the draw as mentioned in countless threads which is quite annoying, as a risk assessment is not something you can just randomly pick out of a hat!