St Paul Travelers

[Myfeckin FTO]

Renewal notice from Probus Ins. Went up from €750 to €1300. Got a quote from St Paul. €855 fully comp. Includes breakdown assistance and only €200 excess. Probus was €4000.

Age 44 full UK license, 3 years no claims.

I'm fully comp with these guys in the Zed. 2003 350Z GT - value of 30K - breakdown and €200 excess - €901.
35 yrs old - full no claims.

Shop around people.

[Muad_dib77]

I feel alot better about my 840e fully comp I have now.. I'm 30 I have NO no claims what so ever..NONE - and they know about it..... but I have held a full license since 2000..

I'm not changing anything!

[colm_mcm]

St. Pauls don't deal with the public do they? Did you guys go through a broker to get a quote?

[RussMan]

Yeh which broker as i'm paying 2300 on the Z at the mo... no perks.. I could be paying 1900 with the AA but i'm too lazy and my renewal is june so i'd lose some of my NCB.

Which broker ????

[Dave]

you can always give our place a shout as we have a fairly big account with StPaul.... number is 014033700

incidently, my renewal was 1100, 27 full NCB and full license, would have been under the grand mark but I added a protected NCB which cos about 120, I'm with AXA....

[steelroe]

650 with Hibrnian through broker. Fully comp, 200 excess. 33 Full NCB,

[johnny]

Jaysus look at all you auld fellas trying to get a few euro knocked off your cheap insurance

I had to sell a ducking manual GPX because cheapest quote I got was €3600.... so stop yer moaning!

[Muad_dib77]

Young people these days - no respect!

[Myfeckin FTO]

When I had my first FTO back in 99/00 I had to pay £3600 old Irish Punts per year for 3rd party insurance - still thought it was worth it at the time though.

[Bernard]

http://www.fto-ireland.com/forum/phpBB2/viewtopic.php?t=5956

[mcgon1979]

3600euro I would pay to keep my FTO I paid 3,950 punt on a 1.6 escort back in the day.

[Wildhound]

Johnny you don't have your FTO anymore!?

3600euro I would pay to keep my FTO I paid 3,950 punt on a 1.6 escort back in the day.

Gotta agree - I paid €3300 for a bloody 1.2 Punto three years ago! €300 more than the car cost me.

[johnny]

Johnny you don't have your FTO anymore!?

3600euro I would pay to keep my FTO I paid 3,950 punt on a 1.6 escort back in the day.

Gotta agree - I paid €3300 for a bloody 1.2 Punto three years ago! €300 more than the car cost me.

No man sold it few months ago....

I would defo pay the 3600....if i had it! Am driving a Levin BZR which only costs me 1000 to insure, cheap on petrol too. I dont have a job...am in college so have to get by on wheeling and dealing (of cars...not drugs!)

[mcgon1979]

yeah Johnny, I'd be more than happy just to have a car while at college. I think your doing well to have a Levin/ very nice.

Guys, you all know my current predicament. I was paying 800euro fully comp with full protection of my no claims bonus(full 5 years). I had a tip. new bumper, and the other car need 1000euro worth of repairs. Nothing really compared to alot of the accidents they settle. anyway, I still have my 5 years no claims bonus becuase it was protected, but Quinn said my premiums will increase regardless because I have a claim (even though I still have 5 years NCB). My question is, can I still take the 5 years NCB when this year ends and shop for new policies? Or do I have to say I have had a claim even though I have 5 years NCB? dunno how it works. I'd nearly stay with quinn if it doesn't go up too much.(I've heard 40%, which would be 1200euro per year). All the other quotes I got in march when I got the FTO were 1600 cheapest before I had the tip, so 1200 would still be ok I guess. I'll just need to see if Quinn send out the "5 years no claims" letter in amrch2008 and therefore give me the option to shop around. argh..
I've been driving very conservatively since I got my car back and I see some crazy driving out there. no wonder there is tips the whole time.