Rear-ended!!!

[mivecmad27]

Sitting at a roundabout in citywest yesterday.Heard the sound of screeching rubber,and quite a big bang.Back bumper is wrecked and the quater panel needs to be sorted and sprayed. Silly girl was texting when it happened.....Smart.....her civic was much much worse,damn hondas. Safe to say i am not a very happy boy!!!

[mcgon1979]

sorry to hear that mate. Again it brings perspective to me moaning about speeding ticket when something like this could happen to any of us any day. Hope it gets sorted quick for ya and is better than new.

[gfalls]

We're all thinking it. But, I'll say it...... "Women drivers...!!"

[Dragonheart]

Texting while driving, what a knob!! The amount of times I've seen it though is ridiculous! Do people not realise that that worse than talking on the phone while driving??
Hope she sorts it out for you!

[johntony]

sorry to hear that happened me a few months ago insurance wrote off my car were not slightly intrested in fixin it hope you have better luck with the F-ers

[Dave]

sh1t darren, hopefully the insurance company will sort you out though!

[Johnk]

[elaine]

"Women drivers...!!"

Oh here we go again Yet We can get cheap Car insurance . Hope it work's out ok for you

[d_dan]

with the price's FTO's are making now I hope they dont write it off on you

[Sebastian]

nooooo.

sorry to hear mate .
i got rear ended by a lass 4 weeks ago in tallaght at a traffic light .

WHY DO WOMAN GET CHEAPER INSURANCE???

i hope it turns out fine for you. in my case it was just a bumper replacement

[gfalls]

nooooo.

sorry to hear mate .
i got rear ended by a lass 4 weeks ago in tallaght at a traffic light .

WHY DO WOMAN GET CHEAPER INSURANCE???

i hope it turns out fine for you. in my case it was just a bumper replacement

Here's why... http://www.carinsuranceexplained.com/ca ... _women.htm

[Dragonheart]

Now thats something I didnt think of, its effectively sexual discrimination is it not??
If they can give out about it then why the hell cant we?? (By the way no offence to any women there)

[colm_mcm]

Now thats something I didnt think of, its effectively sexual discrimination is it not??

Women will continue to enjoy cheaper car insurance than men, following a British-led rebellion against an attempt by the European commission to brand the practice as illegal s3x discrimination.

The government yesterday announced that Britain had led a successful rearguard action to secure an "opt out" for the insurance industry from a gender directive which forbids businesses to treat men and women differently.

Insurers had condemned the draft legislation, claiming that it could mean increases in premiums of 20% to 30% for young female drivers, who are statistically far less likely to be involved in serious accidents than their male counterparts.

Jacqui Smith, the deputy minister for women and equality, said that a "sensible argument" had "won the day".

Speaking on the BBC's Today programme, she said: "It actually didn't make sense to penalise safer women drivers by preventing insurance companies from differentiating on the basis of risk."

The gap between motor insurance rates for men and women has widened in recent years. Women in their late teens and 20s enjoy the largest discounts in comparison to men.

Diamond Insurance, which specialises in covering female drivers, points out that men are convicted of 92% of driving offences and account for 98% of dangerous driving convictions.

It says that both genders typically have the same number of accidents but while women are prone to minor bumps around town and "knocks when parking", men tend to do more extensive damage which runs up a bigger repair bill.

Malcolm Tarling, a spokesman for the Association of British Insurers, welcomed the commission's climbdown. He said: "We've been lobbying for the directive as originally drafted not to be introduced. Perversely, it would have penalised the people it was looking to protect.

"We support equality but we believe that insurers should be free to continue to use factors such as gender when it is relevant in assessing risk."

A study by the AA found that only 54% of women admitted aggressive driving, compared to 64% of men. Women tend to drive shorter distances, have lower annual mileages and typically drive more slowly.

However, the difference between the genders narrows as drivers reach the age of 30 and premiums typically even out.

Among motorists over the age of 75, men are regarded as a better risk and generally benefit from cheaper insurance.

Edmund King, director of the RAC Foundation, said: "It does appear that women take fewer risks - they're less likely to speed and they're far less likely to drink and drive."

The European directive was drawn up by the former social affairs commissioner, Anna Diamantopoulou, who last year defended its impact: "As with past breakthroughs in the field of gender equality, it is being greeted with pessimism. Gender discrimination in the access to and supply of goods and services is unacceptable."

The opt-out means insurers will be able to continue paying smaller annuities to women, on the grounds that they have longer life expectancy. Other sections of the directive ban sexual harassment and prevent mortgage providers from discriminating against pregnant women.

The legislation, much of which is already covered by British law, requires all 25 European member states to set up an equal opportunities body charged with promoting equal treatment between men and women.

[fatboyfat7]

sorry to hear that, hope you get it sorted!

[ikeane]

Now thats something I didnt think of, its effectively sexual discrimination is it not??

Women will continue to enjoy cheaper car insurance than men, following a British-led rebellion against an attempt by the European commission to brand the practice as illegal s3x discrimination.

The government yesterday announced that Britain had led a successful rearguard action to secure an "opt out" for the insurance industry from a gender directive which forbids businesses to treat men and women differently.

Insurers had condemned the draft legislation, claiming that it could mean increases in premiums of 20% to 30% for young female drivers, who are statistically far less likely to be involved in serious accidents than their male counterparts.

Jacqui Smith, the deputy minister for women and equality, said that a "sensible argument" had "won the day".

Speaking on the BBC's Today programme, she said: "It actually didn't make sense to penalise safer women drivers by preventing insurance companies from differentiating on the basis of risk."

The gap between motor insurance rates for men and women has widened in recent years. Women in their late teens and 20s enjoy the largest discounts in comparison to men.

Diamond Insurance, which specialises in covering female drivers, points out that men are convicted of 92% of driving offences and account for 98% of dangerous driving convictions.

It says that both genders typically have the same number of accidents but while women are prone to minor bumps around town and "knocks when parking", men tend to do more extensive damage which runs up a bigger repair bill.

Malcolm Tarling, a spokesman for the Association of British Insurers, welcomed the commission's climbdown. He said: "We've been lobbying for the directive as originally drafted not to be introduced. Perversely, it would have penalised the people it was looking to protect.

"We support equality but we believe that insurers should be free to continue to use factors such as gender when it is relevant in assessing risk."

A study by the AA found that only 54% of women admitted aggressive driving, compared to 64% of men. Women tend to drive shorter distances, have lower annual mileages and typically drive more slowly.

However, the difference between the genders narrows as drivers reach the age of 30 and premiums typically even out.

Among motorists over the age of 75, men are regarded as a better risk and generally benefit from cheaper insurance.

Edmund King, director of the RAC Foundation, said: "It does appear that women take fewer risks - they're less likely to speed and they're far less likely to drink and drive."

The European directive was drawn up by the former social affairs commissioner, Anna Diamantopoulou, who last year defended its impact: "As with past breakthroughs in the field of gender equality, it is being greeted with pessimism. Gender discrimination in the access to and supply of goods and services is unacceptable."

The opt-out means insurers will be able to continue paying smaller annuities to women, on the grounds that they have longer life expectancy. Other sections of the directive ban sexual harassment and prevent mortgage providers from discriminating against pregnant women.

The legislation, much of which is already covered by British law, requires all 25 European member states to set up an equal opportunities body charged with promoting equal treatment between men and women.

TBH I think its a personal thing whether you believe its discrimination or not. Naturally different people will have different views.

Maybe its because I'm a man but for me it reeks of inequality. Whatever way you look at it, there's 1 rule for men and 1 rule for women and thats not equality.
Also, citing higher insurance prices for women as the reason for the 'opt out', what has that got to do with equality? For me its just another excuse to keep insurance premiums up and as per usual, the insurance companies win.

I'm for equality....for everyone.

[ikeane]

And I just reread the topic/1st post, maybe we've gone a little off topic.

Its a pain when it happens mivecmad, hope its sorted good and quick. Make sure you get the bodywork/paintjob back the way you want it.

[karlf]

Sorry to hear that mate. Hopefully it will be sorted by the insurance and not written off.

[mivecmad27]

had her in the bodyshop in work,gettin a new bumper and the rear quater panel straightened and sprayed,she's payin for it so don't have to deal with pesky insurance company

[colm_mcm]

Good stuff

[Johnk]

[Sebastian]

nice buddy ,,

you in need of any parts ?

[mivecmad27]

nice buddy ,,

you in need of any parts ?

yeah i'm thinking about a set of recaros
ah no,gettin everything through mitsi.....i ain't paying for it

[dcfto]

I've said it before and I'll say it again and again.....DAMN CIVICS.

On an civic-unrelated note, I was bumped by someone texting behind the wheel before as well.

In my old car I was pulling out of a parking lot and this lad pulled out of a space and drove into the side of me....get this....while reading a message on one phone, and replying to the message on another!!! And he had the cheek to accuse me of driving into him!! madness. I told him to leave the cars as they were and we would let the Gardai judge who drove into who, he wasnt too long admitting liability and sorting it out then....

[colm_mcm]

My mams car just got rear ended by an AE86 driven by some young lad. not much damage to her car, the guy tried to convince her that she had braked too hard and that's why he crashed into her.

The exact same think happened her in 2001 when another kid in a Corolla rear ended her car and tried the same trick

[cm75]

same here, thats why i have been away for a while . some twta in a fiesta .currently got a bmw mtec 118 diesel as a courtesy car and i hate to say it but i dont want the fto back,,,,,,shes rattley, hard work and i am at that age were and generally i dont have time to look after her.....ebay here she comes.in bits anyway