The Irish Mitsubishi FTO Owners Club

26/F/4 NCB/Full licence/No points etc

Some were nice enough to tell me straight out no, before going through everything. Others remember me from name last year

So to anyone thinking of getting an FTO:

AXA: Full NCB and 30+
123.ie: Can't find that model on our system and couldn't last year (so maybe update it?)
Arachas: Awaiting call back
Getcover.ie: Class of vehicle
Zurich: Decline list
Aviva: Decline list
Allianz: Decline list
Aon/Insure.ie: No imports
Easyquote: Awaiting call back
25plus: Class of vehicle
Britton: Awaiting call back but induction kits are a big no no
Don Reddan: Class of vehicle
O Malley Griffin: Awaiting call back
Setanta/Piba: Class of vehicle
RSA: Make of vehicle
Wexford: Awaiting call back
Glennons: No

Fcuking withered is an understatement. I don't think I'll even bother ringing around next year tbh.

Result - ARACHAS - €300 saving - Fully comp, full NCB protection, breakdown, open driver etc.

So, freaking happy.

that's a nice saving there. I never heard of that company, might give them a go

optical illusion wrote:123.ie: Can't find that model on our system and couldn't last year (so maybe update it?)

Lying runts!! Im with them, five hundred and somethin for the remaining nine months on an existing policy.
However when i gave them the car details they wouldnt accept its a 2 door and had it on there system as a 5 door!!!!!

Yep, their a bit slow. They count the bonnet, boot and glove box as doors. Anything on hinges really.

holio wrote:

optical illusion wrote:123.ie: Can't find that model on our system and couldn't last year (so maybe update it?)

Lying runts!! Im with them, five hundred and somethin for the remaining nine months on an existing policy.
However when i gave them the car details they wouldnt accept its a 2 door and had it on there system as a 5 door!!!!!

Does that not null and void your policy? You are insuring a 5 door, but driving a 3 door. The error should atleast be noted on your policy.

She said she'd make a note off it on the file. I thought they would of wanted to have seen the log book but nope.
Just on a side note, theres a place in harolds cross (dont know the name) that have a huge poster in their window saying "cant get insurance? we'll insure you!". A friend said they specialise in people that hav been done for drink driving in th past and that they are usually the best of a bad bunch for insurance (hes currently serving the last 2 months of a ban) Would'nt hurt if someone is down that way to check it out for the younger members who are getting quotes of 2500+

StewyD32 wrote:Yep, their a bit slow. They count the bonnet, boot and glove box as doors. Anything on hinges really.

Fuel filler cap! But i argued that one, crafty swines finally let it slide back to an 8 door.

I suppose if it's noted, it's ok, but I would want it in writing, just in case anything ever happened. Too often does some eijet end up in the the ar$e end of an fto. If it happens to me again, I won't be held responsible for what I will do to the person driving. I'm still waiting to be paid damages for my previous fto that was rear ended. Happened 3 months ago and the sum was settled 2 months ago. I contacted the solicitor about it last week, who agreed it was a long time, but nothing happening still.

goz_83 wrote:Does that not null and void your policy? You are insuring a 5 door, but driving a 3 door.

Driving a 2 door I think you mean? The boot isn't accessible from the back seat so as far as I know?

Dragonheart wrote:

goz_83 wrote:Does that not null and void your policy? You are insuring a 5 door, but driving a 3 door.

Driving a 2 door I think you mean? The boot isn't accessible from the back seat so as far as I know?

Not easily accessible, but when you pull the back rest down, there is just a black liner, which can be removed, giving access to the boot. But yes, I did mean to say 2 door.

holio wrote:Lying runts!! Im with them, five hundred and somethin for the remaining nine months on an existing policy.
However when i gave them the car details they wouldnt accept its a 2 door and had it on there system as a 5 door!!!!!

They couldn't find GPVR on their system, only GPX and GX.

Therefore just because they can't find it they won't quote.

hmmm... Will be calling ARACHAS tomorrow

Gone up 70 with arachas. Sigh.

Any updates on insurance companies quoting?

Only if you have another car...then classic insurance is circa €300 with campion insurance on the fto.

I've sat down and did the maths and running 2 cars would be too expensive, I'm trying to save money!

How much more expensive?

Keep in mind, the other car only needs to be taxed if you plan to drive it. same goes for an nct. It does need to be in your name and insured by you to qualify for classic insurance though. It's slightly grey, but perfectly legal.

To answer your original question; my list is maybe worth looking at. You need to remember that your insurance is due to go up anyway though. No more cheaper insurance for girls.

Did an online quote on 4thelads.ie (Britton)
€664.91
31, 5 years no claims

colm_mcm wrote:Did an online quote on 4thelads.ie (Britton)
€664.91
31, 5 years no claims

Unable to quote...
If you’re having difficulty getting an online quote with the details you’ve given us, give us a call on 074 9721304 and we will make sure you get the best deal possible on your insurance.

optical illusion wrote:

colm_mcm wrote:Did an online quote on 4thelads.ie (Britton)
€664.91
31, 5 years no claims

Unable to quote...
If you’re having difficulty getting an online quote with the details you’ve given us, give us a call on 074 9721304 and we will make sure you get the best deal possible on your insurance.

Same here. 29. 5+ years ncb.

me too

Must be quoting if you're over 30

no, as in it refused to quote me and I am over 30. Maybe you need full NCB or something. It quotes me on a civic for 650 with a excess of 300.

Chris_Heilong wrote:no, as in it refused to quote me and I am over 30. Maybe you need full NCB or something. It quotes me on a civic for 650 with a excess of 300.

I have full NCB. Could be a Dublin thing? Good to know that they quoted online anyway to Colm. It gives hope. It's just Britton insurance though.

Then I read that Britton don't insure jdm cars?

Only way ill ever have an fto is on a classic policy