by Dragonheart » Sat Jul 04, 2009 6:48 am
Look, its the same no matter what county you're in. Ya dublin is higher compared to the rest of the country, but in the County of Cork its cheaper to insure a car in the country areas as opposed to the city. Why? Cause theres more crime up there, theres more traffic up there, you're statistically more likely to have an accident or a tip up there, more roundabouts, more traffic lights, more people not paying attention, the list goes on. For the same reason if you have an alarm on your car and its garaged then supposedly its cheaper too, than it being on the street unalarmed. So if an insurance company looks at stats or whatever and at their profit and loss margins, and see the areas that they are paying out most on, to cut their losses or increase their profits, they'll cut out the area causing most of the payments. Its a business, they're there to make money from it, not out of the goodness of their hearts.