Guys, when speaking with insurance companies, can I ask that you don't directly mention this forum or the quote details held herein. As much as I believe this information should be in the public domain, I don't want to attract negative attention from the insurance industry. Feel free to say 'but my 29 year mate got a quote of €whatever on a GPX with no NCB...' but I would ask that you don't mention that you got someone elses policy details from here.
Rant over
Ciaran