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Kace wrote:..Worst of all was that the insurance assessor came out today and told me that this is wear and tear and that I'm covered for zero
TopCat wrote:Kace wrote:..Worst of all was that the insurance assessor came out today and told me that this is wear and tear and that I'm covered for zero
The wear and tear (as in the chimney itself), probably won't be covered, but the accidental damaged that resulted (damage to your roof, your neighbours, and any resulting internal damage) should, I think, be covered.
I'd say what you probably had out is an insurance adjuster, who effectively works for the insurance company. It might be worth getting an insurance assessor, someone who will fight for your side. Certainly worth talking to one, and he should be able to give more solid advice than me. (Don't know any names off hand I'm afraid)
(This is all personal option and I take no legal responsibility for any inaccuracies above, but will take 10% commission if I save you some money.. )
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